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Businessman

How Healthy Is Big Oil Nowadays?

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Big Oil is booming! Big Oil is bust! So, which is right? It can be difficult to know the truth. Was this one of the key topics at the November 2016 Texas Bankers Association Annual Strategic Opportunities Conference?

Bankers Know

Banks need to have industry experts, who can determine the most important trends in order to create innovative financial products. They need to know which sectors are growing and which are declining for the sake of proper financial allocation. Therefore, knowing whether Big Oil is rising or falling is very important, especially for Dallas based NexBank.

Big Oil is Rising

You can’t live without energy. The sky high housing market of the oil rich North Texas area suggests that Big Oil has never been better. They seem to be experiencing a boom.

Big Oil is Falling

The peak price for West Texas Intermediate (WTI) crude oil was back in 2008. High prices encourage more bank loans and production. Oil services company, Baker Hughes reported that 2016 oil rigs were being cut – the remaining number were the “fewest since April 2010.” This data suggest a bust.

Booming Texas Banks

Bankers cannot depend on any single sector for all of its profits or it might struggle during tough times. NexBank is a good example of diversification. It is not sitting on its laurels. Its CEO John Holt discussed “Reinventing Community Banking: Perspectives on Competing by Innovation,” at the aforementioned conference. Innovation can handle boom and bust cycles.

Of course, Texas has seen plenty of booms and busts and it still remains strong. The best bank will offer a diversified financial product mix, like NexBank. Besides, mortgages and commercial loans, it added student loans to expand its reach. Big Oil is essential and won’t go away; neither will smart banks, like NexBank.

 

Youtube Celebrities/Youtube Stars/Youtubers

Kim Dao Captures Pokémon In Yoyogi Park

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YouTuber Kim Dao loves to play “Pokémon Go” on her days off. In one of her latest vlogs, Kim shows us all the amazing Pokémon spawning in the Shibuya area of Tokyo. Anyone interested in seeing this vlog should search for “Catchups in ROPPONGI | Yoyogi Park | KimDao in JAPAN

 

At the start of the vlog, Kim Dao admits that whenever she posts a vlog on her channel that video was actually recorded ages ago. She says that this vlog might not appear till two weeks after the day she actually filmed it.

 

Kim Dao then tells us she’s going to Yoyogi Park to capture some Pokémon with a few friends. Before she leaves, Kim Dao shows us how she creates a thumbnail for her videos. She admits to using Photoshop to get rid of pimples and other imperfections in many of her photos.

 

Next, Kim Dao films herself walking out of the metro station towards Yoyogi Park. Kim says the reason why so many people are in the park today is because it’s summer holiday. Learn more: https://ideamensch.com/kim-dao/

 

Once she gets to the park, she pulls out her iPhone and opens her “Pokémon Go” app. She says she really wants to capture a few Charmanders so she can create a Charizard. Learn more: https://www.odigo.jp/profile/kimdao

 

After about 30 minutes of playing “Pokémon Go,” Kim Dao has to leave to visit a friend’s house. Along the way, Kim passes and interesting candy shop called Café 96 Zero.

 

In the next shot, Kim Dao goes to a classy restaurant for a meal with a few friends. She shows us a few of their delicious dishes, which includes skewers of pork belly and beef. Kim and her friends then decide to close their glorious day with a visit to McDonald’s. Learn more: https://www.facebook.com/KimDaoOfficial/

 

 

Business Leaders/Businessman

Mike Baur’s History Behind The Swiss Startup Factory

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Mike Baur has brought together different corporate executives and investors to partner in the running of his accelerator program, the Swiss Startup Factory (SSUF). This place has one main objective which is to make people’s business ideas possible by putting them to work in a competitive environment right away. Baur is aware of how fast the digital revolution is growing and knows that the entrepreneurs behind these startups will face a lot of obstacles to establishment. That’s why he’s implemented an intense training and mentoring program so that he and other investors will know which businesses most deserve an infusion of capital.

 

Mike Baur enjoys his work as a startup investor not only because of the money he earns, but because he knows he’s helping others succeed through his incubator and funding. Baur started the SSUF against a backdrop of Switzerland’s economy that may be phasing out or undergoing changes most people thought would never happen while Baur was growing up. Those changes are happening to banking, the industry that defined Switzerland over most of the 20th century. Even Baur at one point may never have guessed his career was going to turn out quite differently than it did.

 

Mike Baur became an apprentice to UBS Bank, a major bank in Switzerland and an honor that many young men desired at the time. The hiring supervisor at the time even told Baur that if he followed a chart that was being displayed, he’d have his career all set for retirement. Baur did perform quite well on the job at UBS and earned promotions as the chart promised he would, including one role as an advisor who managed the accounts of some of Switzerland’s richest individuals. But just before the 2008 financial crisis hit, Baur decied to leave UBS over some disagreements with his colleagues, and he may have seen the writing on the wall because not long after UBS closed its offices.

 

Baur joined another bank in 2008 known as Clariden Leu where he had even more success and enjoyed a better position. But unfortunately Clariden Leu’s parent bank Credit Suisse decided to close down the bank where Baur’s office was. Baur joined Credit Suisse for a couple years, but soon he found banking to be too demanding and less rewarding than in the past. So he sought out new ideas and entrepreneurs and after finding several like-minded individuals launched the SSUF in 2014. He also founded Think Reloaded, a financial services company for startup clients.

 

Health/InnovaCare Health

Rick Shinto, Team Management Infrastructure

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Rick Shinto is invested in exploring new ways to provide excellence services in the healthcare management arena. Firmly at the leadership helm, he has guided InnovaCare Health into the top tier of Medicare Advantage plan providers. The company offers both Medicaid and Medicare plans and physician services. Shinto and his team streamline the framework of selecting a care providers into one comprehensive network. As a result, InnovaCare has a very high customer approval rating of 90 percent; which is above the industry standard.Customers consistently give them superior marks because of the company’s dedication to providing affordable, quality managed care benefit packages. InnovaCare Health takes the complex details of Medicare Advantage plans and present them in an easy to understand format. Making it easier for patients to select a health benefits package, which best suits their needs. Looking after patient’s health is something Rick Shinto has been doing for all of his professional life. He began his career as a Pulmonologist, working in the clinical practice setting for 20 years.

As President and CEO of InnovaCare Health, Shinto is the strategic backbone of the organization. His decisions don’t just affect the staff, but also have a direct impact on providing quality care for many. InnovaCare is a worldwide leader in managed healthcare plans. Before joining the company, Rick Shinto was already a key contributor in the patient care industry. In 2012, he received the Ernst & Young Entrepreneur Of The Year award. This award was presented to him as CEO and President of Aveta, Incorporated. The mere mention by “Ernst & Young,” tells us that Shinto was committed to leadership excellence early on in his career.With his eyes firmly on the future, Rick Shinto continues to excel in the top leadership role with InnovaCare Health.

In 2016, Shinto and InnovaCare announced the acquisition of three key personnel, supplemental additions to its executive management team. The new executives included: Jonathan Meyers as the Chief Actuary Officer, Penelope Kokkinides, as Chief Administrative Officer and Mike Sortino, as Chief Accounting Officer. Shinto commented that, “We’re privileged to have them as part of our team.” The placement of its new management executives suggest that InnovaCare is strengthening its infrastructure, which will be reflected by measurable improvements on the front end. In other words, InnovaCare is now poised to innovate healthcare managed plans, with these new members of the executive team.

Source of the article : http://innovacarehealth.com/category/innovacare-health-news/

Ad Agency/Ad Company

Senor Borghi

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Facebook, LinkedIn, Google Plus, Crunch Base, Twitter and Instagram say it all when it comes to Brazilian advertising leader José Henrique Borghi: His fame and works have spread throughout Latin American social networks and even beyond, a true testimony to what the power of word-of-mouth can do for any leader and his business. In fact, his hard work and perseverance were the keys to spreading his name and fame in the first place, for they brought him to a success unparalleled in the world of Brazilian marketing. Plus, this bright many had his good head start: He began his devotion to ad campaigns way back around the summer of 1998, and he has not stopped to rest one day since; no, this leader has always pushed the bar for excellence and then pushed it some more. He is tireless and fully devoted to his craft, and that’s but a great understatement – he is advertising itself and so much more.

 

One of his most recent recognized ad campaigns involves a 15-second TV spot in which he proudly argues for the importance of women’s rights, especially in Brazil – where women are reportedly not treated with as much respect, courtesy and dignity as they are in most other countries. Picture the scenario that you’re most likely familiar with as nearly everyone knows about it: the way that Middle Eastern women are treated; when you consider the situation and apply it to Brazil’s ladies, you get a similar picture though perhaps not as one as extreme. After all, women in the Middle East are threatened with no less than death, torture and rape for speaking out, not wearing a headdress or even changing their religion or attempting to marry someone not assigned to them; it is a cruel lifestyle. Media speaks out and learn more about Borghi.

More Visit: http://inspirad.com.br/tag/jose-henrique-borghi/

Ad Agency

Lori Senecal’s Achievements

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Lori Senecal is a well-recognized business leader. She has excelled and shown great leadership in the digital and creative marketing industries. She is the current Global CEO of Crispin Porter and Bogusky. As the chief executive officer, Lori has the responsibility of overseeing the worldwide expansion of the agency and several other duties. She is also responsible for management and coordination of Crispin Porter and Bogusky’s nine international offices.

Lori has experienced development in her career through working with various industry leading companies. She began her career at McCann-Erickson Worldwide company. Lori Senecal was TAG Ideation brainchild, a single unit that specializes in marketing to young adults. Her performances made her achieve great success and finally become the CEO of McCann Worldgroup. Lori eventually got promoted to become the president of McCann in New York. After two years into the role, she went on to lead Kirshenbaum Bond Senecal Partners and finally became its CEO and President.

While still running KBS, Lori Senecal implemented and formulated excellent and new human resources corporate strategies. She also developed methodologies that made the company become the best in the industry after three years. The company was referred to as the best company to work for in New York. Some of its notable clients were: BMW, Victoria Secret, American express and TE Connectivity. Check out Inspirery to know more.

Lori Senecal has throughout her career been recognized because of her excellent performance. One of the awards presented to her was ‘Quantum Leap Award’ which recognizes entrepreneurs for innovation and leadership. In 2014, Ad Age named Lori Senecal among the “Women to Watch” in the industry.

Lori Graduated from McGill University with a degree commerce. Lori states that ads should be made conspicuous to attract the attention of customers. Once customers become interested in the product, they pass information to let others know about the given product. She also adds that using people in ads makes the advertisement more emotional and appealing to consumers. An ad which creates an emotional connection is shared by viewers.Check out lorisenecalglobalceo.com

See more: https://www.business.com/advice/member/p/lori-senecal/

Businessman/CEO

Tim Armour Comments on Buffett Bet

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For the past fifty years, Warren Buffett has continued to be one of the best investors in the world. He has turned a number of his investments into major corporations and is now one of the wealthiest people in the world. Buffett is also well known for providing people with sound financial advice, which can help them to build a long-term strong investment portfolio.

In 2016, Buffett made a bold statement that it would always be better to invest in index funds as opposed to actively managed hedge funds. The reason for this is that the hedge funds charge high fees while index funds are very cheap. Buffett even entered into a friendly competition with a number of high profile funds to prove that his strategy was correct.

After a six month competition, Buffett was found to be the winner as the index funds earned a higher investment return over that period of time compared to the competition. While Buffet did win the bet, not all people are sure that his investment suggestion is still the best option. One person that has suggested another approach is Tim Armour, who is one of the heads of The Capital Group.

Tim Armour stated that one of the reasons that Buffett won the bet was because he made the bet during a bull market. The value of hedge funds often comes during bear markets when the stock markets can decline considerably. During these time periods, hedge funds are able to make investments to hedge against market declines. Tim Armour further stated that during his twenty year run with The Capital Group, the company has had an investment return of 1.5% annually on average higher than the returns earned by index funds. Over the course of a long period of time, this could add up to a big difference in profitability. Click here to know more.

Visit his LinkedIn Profile: https://www.linkedin.com/pub/dir/Tim/Armour

Wine Guide

Want To Travel Like A Wine Guide?

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When traveling to Napa, there are a great deal of things you can see in the picturesque region outside of vineyards. Don’t get me wrong, the Vineyards are incredible, but here are a few places you may want to see that Traveling Vineyard’s Wine Guides enjoy:

First, delight your tastebuds and step up your cooking game at the Silverado Cooking School. Guests will learn amazing new dishes and skills in everything from the basics of choosing the right ingredients to highly advanced techniques from some of Napa’s top chefs. If you’re feeling a bit beat after a long day of winery touring, head on over to the Auberge Spa at Calistoga Ranch Resorts and treat yourself to a soothing massage or spa session. The resort itself also features yoga, hiking and biking for those who like to be active on a trip. Lastly, you can day a sojourn to the Robert Louis Stevenson State Park and take a gander, or a climb, at Mt. St Helena.

Traveling Vineyard was founded in 2001 with the simple concept of bringing the wonderful Napa Wines into the homes of everyone. By becoming a Wine Guide with traveling Vineyards, you have unlimited potential to earn money outside the traditional 9 to 5 office life. You simply offer free and fun in-home tasting parties showcasing Traveling Vineyard’s wine selection that is exclusive to their brand. These events can be done alongside a dinner or a tasting of cheese or other foods and guests will surely enjoy being treated to fine wines. After the party, guests simply choose which wines they would like to purchase and the Wine Guide host keeps a generous commission off each sale.

There are unlimited benefits to working with Traveling Vineyard, including flexibility, unlimited income potential, and best of all, their training program. The online training program is called the Tasting Room. As soon as you begin as a wine guide you are paired with a Leader that guides you every step of the way. There is also a national conference and a multitude of regional events connecting Wine Guides throughout the country.

For more information about Traveling Vineyard, just click here.