Brian Bonar

Investing For the Future

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There are a lot of people how are looking to invest for their future. With all of the uncertainty in the economy, it is vital that people start to look at ways to protect themselves. There are different types of investing depending on your future financial goals.

Some investing strategies are more inclined to reduce risk, while others are better for increasing your overall rate of return. Depending on where you are in life, a financial advisor can help you decide what is best for you. Brian Bonar has been in the industry for many years, and he has a unique take on how to help clients get to the next level.

Brian Bonar

From the time he was young, Brian Bonar has always had an interest in numbers and money. When he was in college, he started working in the personal finance industry. He was able to learn a lot of great information and move up quickly within the industry.

One of the things that separated him from others was his willingness to invest in his clients. He always went the extra mile in helping his clients with their investing strategy. There are a lot of people who are looking to take advantage of current trends in the market with his guidance.

Defensive Investing

Many investors today are worried about their financial future. With all of the political issues that our country has, many investors just want to preserve the capital that they have today. This is where defensive investing comes in. There are strategies that you can use to protect yourself in the event of an economic collapse.

People like Brian Bonar have helped thousands of people formulate a plan based on their risk tolerance. There are a lot of index funds to choose from that have lower risk than the rest of the market. When things in the market are increasing, you will have a lower rate of return. However, when things go bad, you will be able to protect yourself against the downside risk that you may experience.

Final Thoughts

Overall, Brian Bonar has done a great job of growing his business over the last couple of years. He has a passion for helping other people get to the next level in life. If you want to improve your personal financial situation, he is a great person to go to. He has the experience that you need to help you formulate a plan that aligns with your goals.

Instead of just concentrating on rate of return, it is important for investors to protect themselves against market risk as well. There are a lot of people who have not taken this seriously, and when the market drops they will lose a lot of money.

Luxury Listings/Ski Holdings

Andy Wirth Clinches Another Notable Appointment to Head the RASC

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Among professionals who have painted a different image of the Reno Tahoe region, Andy Wirth has been a key person in changing the face of the region and attracting more tourists from across the world. Most of his achievements have been channeled through the transformation of different companies like the Squaw Valley Ski Holdings, where he acts as the CEO. Apart from excelling in the hotel industry, Andy Wirth has helped other companies to achieve their goals.

In a recent appointment to Reno-Tahoe Regional Air Corporation, he expressed his joy because he has always wanted to transform the airline business within the region. More elated was the management team of the company for appointing Andy Wirth as the Chairman and President of the RASC. He holds exceptional experience that is viewed as a great addition to the running and management of the company and there is hope he is going to speed up the attainment of most of the goals set by the management team.

During selection, the executives viewed his previous achievements and his interactions with the Squaw Valley Ski Holdings came up among things that would qualify him for the position. Andy Wirth had previously made decisions that transformed the hotel industry and set a base from which other ski resorts would redo their systems. His appointment to the RASC does not affect his position as the CEO of Squaw Valley. He is confident he will steer the two companies seamlessly.

More about Andy Wirth

Andy Wirth is a trained professional whose main area of operation is managing the hotel industry. He has worked with several companies in Reno Tahoe and one of them is the Squaw Valley Ski Holdings, where he has served for several years as the CEO. His presence at the company is seen as a great decision on the part of the owners.

He came up with new strategies that saw Squaw Valley Ski Holdings (the company runs both the Squaw Valley Ski and Alpine Meadows Ski resorts) attain international status from a struggling position. Andy Wirth also respects the environment and has joined different organizations that champion the conservation of the environment across the world.

Business Leaders

Expanding Affordable Housing In Southern Dallas

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Families or individuals living in the Southern Dallas Area are being provided affordable mortgage coverage (via) the Affordable Housing Loan Program. This program is designed to assist lower income families with limited to mortgages residing in certain zip codes of the city. This is an ambitious plan since the country is currently living in somewhat of an economic depression. Financial institutions just doesn’t feel comfortable lending money pertaining to home investments, but this strategic plan has a great three-way partnership among three of the most prominent organizations in Dallas. Dallas Neighborhood Homes, Habitat For Humanity, and NexBank make up this team of specialists and each organizations brings something well suited to help the program succeed.

Habitat For Humanity and Dallas Neighborhood Homes, both non-profit organizations, are pleased to announce the Affordable Housing Loan Program and how it benefits residents of Southern Dallas. These residents will receive full support and guidance which will help make the homeownership transition easier. These counseling services are free of charge and can be used by the beneficiaries of the program.

The only way for such a huge endeavor like to succeed is with proper financial support. All the planning in the work wouldn’t be enough without funding and NexBank has taken on the role of benefactor. The bank is looking to provide $50 Million in loan support over a course of five years. For each year of the program, the goal is to provide 100 or more loans to homeowners with limited mortgage access. NexBank is a commercial, investment, and mortgage banking center that has the capabilities and expertise in this field. With over $3.5 Billion in assets, this financial institution shows that it has what it takes to get the job done. Now lower income families will have a better quality of life which certainly helps Dallas’ high poverty areas.

Hair Care Line

Get The Hair Care Results That Give Your The Maximum Confidence With Your Hair

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You hair has never had a more advanced opportunity to build growth, shine, and bounce with a revolutionary hair care product that Bustle magazine online has reported as one of the fastest growing hair care products in the industry. Wen by Chaz is trusted by thousands of women around the world for having an all natural base that won’t threaten to damage or strip your hair. After a hard day they also provide a rich aromatherapy that can’t be compared to any other hair product in the industry. Their products are formulated and tested to ensure that their customers receive the maximum hair care treatment.

Wen by Chaz offers infamous styling products, shampoos, and conditioners for your hair care solution. If you be kind to your hair it will give your the growth that you need to have more manageability over your hair. Wen by Chaz is committed to inventing products that will give women the confidence in their hair that comes from soft natural looking hair. Their QVC advertised strengthening conditioner can be used after each wash with your regular shampoo or for better results you encouraged to combine their conditioner with their shampoo for maximum results.

You can visit their website or for an extensive list of their products and order the best products for your hair care type. Their customers love the fact that each product has the proper usage listed on each container and this allows customers to save money by never using too much or too little. Give your hair that proper hair care treatment that says you want to allow your hair to breathe and grow without the need for harsh abrasives added to your hair products. Their website is available to their customers 24/7 with a friendly online representative that is there to assist you with your product order or questions. Visit their twitter and Facebook page ( to learn more.


Hair Care Line

The Struggle Of Finding Hair Care Products Until Now

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When it comes to finding the perfect shampoo and conditioner many things come into play such as the texture, thickness, and length of your hair. For example, if your hair is longer and more curly it may tangle easier meaning you need a shampoo that also works as a detangler. Not only is it hard to find the right shampoo and conditioner due to the things that you have to consider when looking for the right one but it is also difficult because there are so many different types of shampoo and conditioner out there.

What may have felt like a difficult decision to make may have just got a whole lot easier due to WEN By Chaz Dean products. Wen By Chaz Dean haircare products is great because they not only eliminate the time spent looking for the perfect shampoo and conditioner because they are exactly what you are looking for but they also are made to keep your hair much healthier than any other shampoo or conditioner out there. Wen by Chaz Dean also keeps your hair shiny after every use unlike every other shampoo or conditioner on the market.

Visit WEN Hair Care profile page on Facebook.

Wen by Chaz Dean hair care products come in three different formulas available on Sephora that you can choose from depending on what you think your hair care needs are each day. The first and most popular hair formula that Wen By Chaz Dean offers is their sweet almond mint formula that is made for hair types of all lengths and textures. The second Wen formula is the pomegranate formula that is soy based and made to help strengthen your strands well also keeping them nourished. The last formula of Wen hair care products by Chaz Dean is the Lavender formula that gives you a soothing and calm feeling after washing your hair. For more info, visit the Wen YouTube channel.


Capital Chase Partners/Stephen Murray

Stephen Murray and his Successful Career

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One individual in particular who has dedicated his career to helping others with future financial investments is Stephen Murray, an investment expert as well as the former CEO of the CCMP investment firm, an investment firm that provided high quality services that gave clients more than what they paid for. Read more: Stephen P. Murray, 52; Financial Executive; Stamford Resident; Vice Chair Boston College Board of Trustees

Stephen Murray has always been dedicated to his career and has a passion for investment due to the fact that he loves helping other individuals find wealth and to spark economic growth in the economies around the world. With a global outlook, Stephen Murray is a believer in the benefits of investment and how it will lead to world prosperity.

CCMP is an investment firm that was created around 10 years ago that specializes in buyout as well as in growth equity transactions. With a degree in economics, Mr. Murray has always considered himself to be an analytical individual who has always looked to the future for the best decisions to make in present day.

After graduating from college, Mr. Stephen Murray joined a training analyst program that would earn him the skills he needed to acquire to not only make decisions about investments, but to also become an executive in the near future.

By 1989, with the skills sets he needed to continue down the path to success, Mr. Murray joined MH Equity that would continue to be bought out and renovated for the next two decades. By 1991, MH Equity became Chemical Banks and became Capital Chase Partners by 1996.

These many new transitions enabled Stephen Murray to prove his skills not only as an investor, but also as a leader. By 2006,  Murray was given the chance to co-found a new investment firm that became CCMP Capital, an investment firm that would have never reached its current level of success without Stephen Murray. As the named CEO of the company in 2007, Mr. Murray lead the company into the future.

In addition to his success, Mr. Murray is also a prominent philanthropist who has given generous donations to countless organizations in New York City. One of the organizations that Mr. Murray was the most fond of giving back to was the Make-A-Wish Foundation which gave children with cancer chance to have their wish fulfilled.

As an avid donator, this is a demonstration of the belief that Mr. Murray had that wealth should be shared with a community.

Learn more about Stephen Murray CCMP Capital:

Beauty Products

Evolution of Smooth-Sphere balm is the balm for me

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I have always loved a good lip gloss, but I found for my day-to day needs, gloss was a little over the top. In my search for a lip product that would keep my lips soft and smooth with just the tiniest hint of shine, I found my egg-shaped wonder balm.
I was first drawn to the unique shape of the Evolution of Smooth balm. The egg like shape is one I had never seen in any other products and instantly made me take a closer look. When I first started using Evolution of Smooth balms there were only a few to choose from; however the Evolution of Smooth website now boasts an impressive variety of lip balms and lip moisturizers in both the well-knows sphere shape and a more traditional stick shape.

Upon reading the package I found more to love as the Evolution of Smooth line features natural ingredients including shea butter and Vitamin E. What I did not find were parabens, petrolatums or phthalates. They are also gluten free, which while I am not gluten sensitive, I do love that they strive to suit all health types!

Despite the array of flavors and shapes now available and loving each and every flavor and variety I have tried, I still stick to my two absolute favorite flavors, Sweet Mint and Pomegranate Raspberry, see product description on Amazon. There’s something about them that I love so much, I have them at home, at my desk and in my purse for quick and easy access.

If you are interested in the Evolution of Smooth line of lip products, be sure to visit their website at or to view all of the great products offered, make a purchase or find out where the closest location to you is that sells this product. Happy balming! EOS products are also available on

Product link:


Business Leaders

The ever successful Adam Goldenberg

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Adam Goldenberg has enjoyed much success in online business since his early teen years. At age 13 years; back in 1994, Adam launched an onsite bulletin panel service. After a period of two years, he turned the service bulletin board into a gaming inline business. The new website was called the Gamer’s Alliance at The site did well and attracted the attention of other online gurus like Brett Brewer. Brett is the founding President of the Intermix Company. Brewer bought the Gamer’s Alliance in the year 1997. By the age of 19, Mr. Goldenberg had risen to the post of COO of the Intermix Corporation.

His current partner at JustFab; Don Ressler sold the to the Intermix the following year. Working together, Ressler and Adam become close. The ambitious entrepreneurs worked hand in hand to build another retail and advertising site. Shortly they founded the Alena Media. Alena Media is an e-commerce advertising platform. The company was very profitable for the Intermix Firm. In 2005, News Corps acquired Intermix. The media conglomerate ignored Adam Ressler. They left frustrated to try their hands on a new venture.

Goldenberg and Ressler started working from Adam’s house together with the Alena team. Shortly, Intelligent Beauty was born with Don Ressler. The Intelligent Beauty created their first brand DERMSTORE. It is an onsite skin care and cosmetics retail platform. Two years down the line they launched the SENSA a weight-loss scheme, and hired Dr. Alan Hirsch to help with the development of products. They also employed Brett Brewer to be the Chief Executive Officer. The two brands; SENSA and DERMSTORE, are profitable to the Intelligent Beauty Company according to credible sources. The firm engaged in bootstrapping the profits earned in a period of two years until 2008. During this year, the online retail company of Don Ressler accepted a cash fund of $4.3 million from the Technology Crossover Ventures.

The Intelligent Beauty launched JustFab in 2010, an online fashion store. The new company received funding to the tune of $33 million from the Matrix Partners in 2011. They hired Kimora Lee to act as the President and Creative Director in September of the same year. The company had 4 million members by the month of December 2011, the number increased to 6 million as of April 2012. Goldenberg and Don Ressler arranged another round to collect funds. They received $76 million from Matrix Partners, Rho Ventures, Intelligent Beauty, and the Crossover Ventures.

JustFab has since acquired FabKids, Fab Shoes, and ShoeDazzle consecutively. They have also secured funds amounting to $40 million in 2013. Acquiring these companies enabled them to increase the number of members and venture into the European market. Adam Goldenberg is the co-CEO of JustFab.

Leaders in Fashion

Beauty Entrepreneur Doe Deere Shares Some Of Her Secrets

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What is it like to be young, gorgeous, and one of the most powerful names in the world of indie cosmetics? Stephanie Janetos, writing for,, got a chance to interview the “Queen of the Unicorns” to find out some interesting secrets of Doe Deere’s phenomenal success.

With an eye for color and the passion to experiment, Doe Deere created a cosmetic company called Lime Crime, an e-commerce company that helps women express themselves through one-of-a-kind makeup shades that are bold, yet very feminine.

In the interview with Galore, Doe Deere, whose real name is Xenia Vorotova, talks about her first time experimenting with makeup at a slumber party. She admits that she did not get really good at applying makeup until she was out of her teen years. She always had a creative drive, and blending and coordinating unusual colors was a talent she discovered in herself. Her willingness to experiment and take chances is one of the reasons that she gained recognition on Self-Made Magazine’s list of Top Inspiring Women Entrepreneurs. She hopes to inspire other females to start their own companies and pursue their dreams.

As to how she picked her company’s name, Ms. Deere disclosed in the Galore interview that the name just “popped in her head” when she had to pick a name to begin doing business on E-Bay. She says that had she thought it through she may have picked something different, but judging from how many fans adore the Lime Crime brand it’s too late now. She says her brand stands for women who want to break the rules when it comes to wearing makeup. Lime Crime is designed for women who want to not just cover flaws but make a fearless statement with cosmetics. A quote from Ms.Deere on her Blogzine,, says it best: “Beauty isn’t what’s natural or even what looks best. It’s what feels right at the moment.”

As noted on the company’s website,, Lime Crime cosmetics are vegan friendly and cruelty free. The pureness of ingredients and imaginative color pallets naturally appeal to today’s young consumer.

Doe Deere says that these “unicorns” are the reason for her success as well as her inspiration to offer new products. The term “unicorn” pertains to today’s young women who like to express their own unique style. As social media gives Ms. Deere customer feedback in real time, she has an eye on what women want. As CEO of Lime Crime, she strives to offer excellence in her products in addition to exemplary customer service.

Follow Doe Deere on

Kabbalah/Religion and Spirituality

A Message from The Kabbalah Centre

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No doubt that many of you have heard of the Kabbalah Centre. It’s been brought to our attention by so many people, mostly celebrities. When it comes down to it, there is something that each of us can take from the Kabbalah Centre. I studied under them for a few years. I was very impressed with the lessons they taught to people.

Today’s lesson is about love and relationships. This is a subject that is discussed rather a great deal in the center. It serves as a primary focus. Today’s lesson is about incorporating these lessons with some deeper perspectives.

In the Kabbalah Centre you are taught that relationships are the most effective building blocks in our lives. Whether it be a partner, friends, co-worker, neighbor or any other person. Every person that comes into our life is meant to help us grow and evolve. It’s how we treat everyone we come in contact with on a regular basis is what truly matters. If you can’t help someone out, at least don’t hurt them. This is one of the fundamental values of love and relationships at the Kabbalah Centre.

Yes. Meeting our soul mate is important. However, it’s not the only important thing or relationship we will hope to find. How we deal with people on a regular basis is what begins to make the difference.

We are taught that love is a universal language. Love is the encompassing thing. It’s up to us to love one another and respect one another. Another aspect of this love involves each one of us personally.

Many of like to think that our lives are more important than someone else’s. At the center you are taught this is the wrong road to take. No one is better than anyone else. We are all the same. We all bleed the same, We all suffer the same. We are all supposed to love the same.

Attracting your soul mate is only a small part of this journey. If you want love to come in to your life, then you have to give it out. The more live you give out to the universe, the more love will come back to you.

To learn more about love and relationships, please go the official site for the Kabbalah Centre. They can help you get started.

Find locations for the Kabbalah Centre here: